贷款 (dàikuǎn) means "loan" and can function as both a noun and a verb. As a noun, it refers to borrowed money, such as 汽车贷款 (car loan). As a verb, it means "to grant or take out a loan."
他申请了一笔贷款买房子。
Tā shēnqǐng le yì bǐ dàikuǎn mǎi fángzi.
He applied for a loan to buy a house.
银行的贷款利率最近降了不少。
Yínháng de dàikuǎn lìlǜ zuìjìn jiàng le bù shǎo.
The bank's loan interest rate has dropped quite a bit recently.
还完贷款以后,她觉得轻松多了。
Huán wán dàikuǎn yǐhòu, tā juéde qīngsōng duō le.
After paying off the loan, she felt much more relaxed.