Subject + 欠 + (Indirect Object) + Amount
欠 (qiàn) is a verb meaning "to owe." It describes being indebted to someone, whether financially or in terms of favors. A common pattern is 欠了…一笔钱, meaning "to owe someone a sum of money."
他欠了银行一大笔贷款还没还。
Tā qiàn le yínháng yī dà bǐ dàikuǎn hái méi huán.
He owes the bank a large loan that he still hasn't paid back.
我欠你一个人情,以后一定报答你。
Wǒ qiàn nǐ yī gè rénqíng, yǐhòu yīdìng bàodá nǐ.
I owe you a favor and will definitely repay you in the future.
她欠了朋友两千块钱,下个月还。
Tā qiàn le péngyou liǎng qiān kuài qián, xià gè yuè huán.
She owes a friend two thousand yuan and will pay it back next month.