保险 + Noun (type)
保险 (bǎoxiǎn) is a Chinese noun meaning "insurance." It combines 保 (to protect) and 险 (risk/danger), and refers to financial protection against loss or risk. It can also function as an adjective meaning "safe" or "secure."
你买医疗保险了吗?
Nǐ mǎi yīliáo bǎoxiǎn le ma?
Have you bought medical insurance?
出国旅行之前最好买一份旅行保险。
Chūguó lǚxíng zhīqián zuìhǎo mǎi yí fèn lǚxíng bǎoxiǎn.
It's best to buy travel insurance before traveling abroad.
这个方案比较保险,风险不大。
Zhège fāng'àn bǐjiào bǎoxiǎn, fēngxiǎn bú dà.
This plan is relatively safe, with little risk.