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Using 保险金 (bǎoxiǎnjīn) to express "insurance payment"
Existence & Possession
Numbers & Quantity
Explanation
The noun 保险金 (bǎoxiǎnjīn) refers to an insurance payment or insurance benefit — the money paid out or claimed under an insurance policy. It combines 保险 (insurance) and 金 (money/funds). Use it when discussing insurance claims, payouts, or premiums.
Examples
保险金还没到账，我得打电话问问。
Bǎoxiǎnjīn hái méi dào zhàng, wǒ děi dǎ diànhuà wènwen.
The insurance payment hasn't arrived yet; I need to call and ask about it.
她收到了一笔保险金，用来支付医疗费。
Tā shōudào le yì bǐ bǎoxiǎnjīn, yòng lái zhīfù yīliáo fèi.
She received an insurance payment and used it to cover medical expenses.
申请保险金需要提交哪些材料？
Shēnqǐng bǎoxiǎnjīn xūyào tíjiāo nǎxiē cáiliào?
What documents are needed to apply for insurance benefits?